Cost

● Save on the Interest and charges you pay to the Bank
● Verify all Banking Interest and Charges & Pay only what is due
● Get Competitive rates on Financial charges
● Save the cost of your time and involvement in Banking
● Treasury management to ensure, we use the last penny to reduce cost
● Facilitating and negotiating to get better quotes on all services – like credit rating, insurance, certifications, ROC work, etc.

Credit

● Enhance Credit Limits (we ensure that over a period of time)
● Build Relationship for ease in getting Ad-hoc limits
● Get better Credit rating from Rating agencies
● Facilitate in preparing various Information / Documents required by Lenders. Better compliances shall lead to better internal rating
● Proper Management Meeting with Banks & Rating Agencies

Conditions

● Explain the importance & implications of each clause of the terms of sanction
● Negotiate and bring out the best possible conditions
● Reduce Collaterals /Get better Credit on same collateral
● Provide easy comparison of conditions of different lenders, side by side.
● Act as a bridge between Borrower and Lender and ensure Strong Business Relationships.
● Explain implications of Personal and Corporate guarantees and dilute them, wherever feasible.

COMPLIANCES

● Develop & implement Banking Compliance Calendar (monthly / quarterly / annual) in advance  
● Ensure submission of all documents within deadline 
● Ensure timely compliances on matters relating to Renewal of Limits, CMA, DP Statements, Statutory Submissions, Certifications , ROC compliances, Covenants, OFI, FFR, etc.
● Get extensions, as and when required without any penalties